132 Trafalgar Road, Suite 13, Oakville, ON L6J 3G5
Services

Advisory & Virtual CFO Services

Advisory and Virtual CFO support for businesses with enough complexity to need regular reporting, cash-flow planning, and advisory support.

Reviewing a financial dashboard on a tablet
Overview

Advisory & Virtual CFO Services at SHARP & Associates

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Growing businesses reach a point where accounting alone is not enough. The questions become forward-looking, and the decisions get bigger. SHARP & Associates provides advisory and Virtual CFO support for businesses that need regular reporting, cash-flow planning, and practical financial advice.

Where accounting tells you what happened, advisory support helps you decide what should happen next: how to fund growth, what to charge, where margins are tightening, and what a given decision really costs.

What's Included

What Our Service Includes

Monthly KPI dashboards and management reportingCash-flow forecasting and scenario modellingBudget vs. actuals analysisCapital structure and financing strategyPricing analysis and unit economicsBoard-ready financial reportingStrategic financial planning sessionsM&A and exit-readiness preparation
Who we work with

Businesses with enough complexity to need regular reporting, cash-flow planning, and advisory support, especially when they are scaling, financing, or preparing for a transition.

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Reviewing a financial dashboard on a tablet
Why Ontario business owners choose SHARP & Associates

SHARP & Associates pairs CFO-level thinking with the firm that already knows your numbers, so strategy is grounded in real data, not a slide deck. You get the insight of a senior finance leader at a fraction of the full-time cost, scaled to the cadence you actually need.

Our Philosophy

CFO capability without the salary

A full-time CFO is out of reach for most growing businesses, but the need the role addresses - forward-looking numbers, disciplined cash management, and a financial partner for big decisions - shows up long before you can justify the hire. Our Virtual CFO service delivers that capability on a fractional basis: the insight and the partnership, scaled and priced to where you actually are.

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Compliance accounting tells you what already happened. CFO-level work tells you what is coming: cash-flow runway, the financial impact of a hire or an expansion, the scenarios behind a financing decision, and the handful of metrics that actually drive your business. We build the reporting and forecasting that let you steer rather than react.

Pricing changes, new markets, raising capital, bringing on partners - the decisions that shape a company rarely fit on a tax return. Having a CPA who knows your numbers in the room for those conversations changes the quality of the call. That sounding board, available when you need it, is the heart of the service.

There is a long stretch in a company's growth where the books are handled but no one is doing the forward-looking financial thinking - no forecasting, no scenario planning, no one modelling what a decision actually means for cash. That is the gap a Virtual CFO fills. You get the strategic layer a full-time hire would provide, scaled to the size of business that cannot yet justify the salary, and delivered by a CPA who already knows your numbers.

The output is not another report to file away. It is a clear read on runway, the financial shape of your options, and a recommendation you can actually use - whether the question is hiring, pricing, financing, or expansion. We translate the numbers into decisions, which is the part most owners are missing and the part that moves the business forward.

How working with SHARP & Associates works

Every engagement starts the same way - with a free, no-obligation call. We learn about your business and your current setup, explain how we would approach the work, and confirm the right next step before anything begins. From there we get your records and access in order, do the work with CPA review built in, and keep you informed in plain language rather than leaving you to chase updates. You always know what is happening, what it means, and what comes next.

FAQ

Advisory & Virtual CFO Services Questions, Answered

If your question is not covered here, we are one call away.

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Accounting is historical (what happened). Virtual CFO is forward-looking: what should happen, what will it cost, what is the trade-off. The two work together.

It depends on your solution tier (Core, Growth, Strategic), complexity, and advisory needs. We offer monthly, quarterly, and annual strategic meetings, with support available during regular operating hours as well.

No. We work with businesses of all sizes, with solutions tailored to your complexity, financial reporting, cash-flow planning, and advisory needs.

Yes. The initial call is free and has no obligation.

Schedule a Call

Call (905) 491-7043 or email info@sharppc.ca to schedule a call. We will review your current situation, explain our approach, and confirm the right next step before any work begins.

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Let's Connect

The first call is free and there is no obligation - we will review your situation, explain our approach, and confirm the right next step before any work begins.

Harpreet Puri and Steven Rocha, Managing Directors of SHARP & Associates, ready to meet with you
Call us at (905) 491-7043 or fill out our form, and we'll contact you within one business day.